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Best tracker mortgage rate options

Looking for the best tracker mortgage? Our Best Buy table below lists the best tracker mortgage selection currently on offer at John Charcol.

The difference between a tracker rate mortgage and a discount rate mortgage is that a tracker mortgage is linked to the Bank of England interest rate so your mortgage will be guaranteed to move in line with Bank Rate. With a discount rate mortgage you are linked to a lender's Standard Variable Rate, which they can move as they see fit. On this basis, we generally recommend tracker rates above discount rates. The best tracker mortgage for you will depend on your specific requirements.

Best Buys: Use our quick mortgage finder to compare mortgage rates

Provider	Mortgage Type	Initial Rate/Duration	Subsequent Rate	The overall cost for comparison	Total Monthly Cost *	Early Repayment Charges
	Tracker	2.99 % for 3 years	4.24% for 264 months	4.1% APR	£748.95	3 years	Enquire Fees
	Tracker	3.09 % for 2 years	4.99% for 276 months	4.9% APR	£775.58	2 years	Enquire Fees
	Tracker	3.19 % for 2 years	3.99% for 276 months	4.1% APR	£778.82	2 years	Enquire Fees
	Tracker	3.24 % for 25 years	-	3.4% APR	£770.46	31/07/2012	Enquire Fees
	Tracker	3.24% until 31/10/2012	2.5% for 261 months	2.9% APR	£761.90	31/10/2012	Enquire Fees
Mortgage comparison powered by Charcol

* For further information on true monthly cost and how our best buys are selected

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Our experts will pick the best tracker mortgage rate for you and our team will then manage the whole process.

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Independent mortgage advice

Your initial consultation is obligation free. There will be a minimum fee for our service of £250, of which £100 is payable when you apply, and we will retain the commission from the lender. Alternatively, you can choose the fee only option which is typically 0.63% of the amount borrowed. The precise amount will depend on your circumstances and loan amount, and will be discussed and agreed before you make an application.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT

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