Best first time buyer mortgage

First time buyer mortgages offer some great deals. Our Best Buy table below gives you a quick reference of the most competitive first time buyer mortgages in the UK.

Best Buys: Use our quick mortgage finder to compare mortgage rates

Provider	Mortgage Type	Initial Rate/Duration	Subsequent Rate	The overall cost for comparison	Total Monthly Cost *	Early Repayment Charges
	First Time Buyer	3.89% until 28/02/2012	5.99% for 276 months	6.0% APR	£876.72	28/02/2012	Enquire Fees
	First Time Buyer	3.99 % for 2 years	4.99% for 276 months	5.2% APR	£931.64	2 years	Enquire Fees
	First Time Buyer	4.99% until 31/03/2012	4% for 275 months	4.4% APR	£891.73	31/03/2012	Enquire Fees
	First Time Buyer	5.29% until 28/02/2012	5.99% for 276 months	6.3% APR	£996.37	28/02/2012	Enquire Fees
	First Time Buyer	5.49% until 28/02/2012	5.99% for 276 months	6.3% APR	£972.50	28/02/2012	Enquire Fees
Mortgage comparison powered by Charcol

* For further information on true monthly cost and how our best buys are selected

Mortgage quote for free

Find a first time buyer product for your needs

Search for suitable products below:

Free online mortgage search

Talk to an expert

Would you rather get advice from a John Charcol expert face to face or on the phone? Remember, as a first time buyer you are not limited to those deals specifically called first time buyer mortgages.

If you are unsure you could call us now on:

Our experts will pick the right mortgage for you and take you through the whole process, step by step.

Find out more

Independent mortgage advice

Your initial consultation is obligation free. There will be a minimum fee for our service of £450, of which £150 is payable when you apply, and we will retain the commission from the lender. Alternatively, you can choose the fee only option which is typically 0.63% of the amount borrowed. The precise amount will depend on your circumstances and loan amount, and will be discussed and agreed before you make an application.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT

Web design agency - Liquid Light

John Charcol is a trading name of Charcol Limited. Registered in England No 3397767. Registered Office is at 2nd Floor Chancery House, 53-64 Chancery Lane, London, WC2A 1QU. Tel: 0845 413 1000. Charcol Limited is authorised and regulated by the Financial Services Authority (FSA registration number 427339).
This site is only directed at persons within the UK. Calls may be recorded for training and monitoring. Max call charge from a BT landline is 3.9p per minute. Calls from other networks may vary.