Best Offset / Current Account / Flexible Mortgage deals

A UK offset mortgage or current account mortgage uses the balance in your everyday savings or cheque account to reduce what you owe on your mortgage on a daily basis.

Our selection of the best current account mortgage deals and the best offset mortgages available to Charcol are displayed in our Best Buy table below.

Best Buys: Use our quick mortgage finder to compare mortgage rates

ProviderMortgage TypeInitial Rate/DurationSubsequent RateThe overall cost for comparisonTotal Monthly Cost *Early Repayment Charges
Mortgage DetailsFlexible/Offset/CAM 6.23 % for 25 years-6.6% APR£1,011.51epay benefit until 02/06/2010
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Fees
Mortgage DetailsFlexible/Offset/CAM 6.09 % for 25 years-6.4% APR£1,013.613 years
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Fees
Mortgage DetailsFlexible/Offset/CAM 6.09 % for 25 years-6.4% APR£1,013.613 years
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Fees
Mortgage DetailsFlexible/Offset/CAM 6.23 % for 25 years-6.6% APR£1,017.01epay benefit until 02/06/2010
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Fees
Mortgage DetailsFlexible/Offset/CAM 5.75 % for 3 years6.49% for 264 months6.8% APR£1,020.752 years
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Fees

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