Ask the experts
About our experts...
At John Charcol, we are constantly asked for advice by borrowers on what they should do when it comes to mortgages. As such, we created this section so that you can submit your questions to our experts. The answers are provided by a number of people who have years of experience in the mortgage market. The team is led by Peter Woodward who works in our technical department. Peter spent his formative years as an underwriter with one of the major UK lenders so what he doesn't know, quite frankly, isn't worth knowing...
So please do submit your question and we will do all we can to answer it as quickly as possible
Please be aware that these answers can only be generic and no personal recommendations can be made.
Posted on 2 October 2007
I currently hold my mortgage with HSBC I have 20 years left,my outstanding mortgage is 42,000,my payments are 368 per month, can I get a better deal.I am also looking to remortgage asking for 75000 to put against a business.
Category: Lower mortgage payments, Remortgaging
Posted on 1 October 2007
Please can you give me some info on Mortgages for the Self Employed, my husband has recently set up his own business, 9 months ago and we currently have a mortgage that was secured with his previous job, if we were to move in the...
Category: Self-certification, The application process explained
Posted on 1 October 2007
I am in the process of buying a commercial property which I want to rent out. The purchase price is £281,000.
My home is worth nearly £2million and I have no mortgage on this.
I want to take out a 100% mortgage on the...
Category: Commercial, Remortgaging
Posted on 1 October 2007
I currently have a 2 bed flat with a mortgage on it. I would like to buy a house with my partner and let my flat to cover the current mortgage on that. What kind of products should I look for, will I need to change my existing...
Category: Buy-to-let, Let-to-buy
Displaying results 46 to 49 out of 49
Answers provided in response to Ask the experts are based on the information provided and do not constitute advice under the Financial Services & Markets Act. They reflect the personal views of the authors and do not neccessarily represent the views, positions, strategies or opinions of John Charcol Limited. All comments are made in good faith, and John Charcol Limited will not accept liability for them.
We recommend you seek professional advice with regard to any of these topics where appropriate.
Categories
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