Ask the experts

About our experts...

At John Charcol, we are constantly asked for advice by borrowers on what they should do when it comes to mortgages.  As such, we created this section so that you can submit your questions to our experts.  The answers are provided by a number of people who have years of experience in the mortgage market.  The team is led by Peter Woodward who works in our technical department.  Peter spent his formative years as an underwriter with one of the major UK lenders so what he doesn't know, quite frankly, isn't worth knowing...

So please do submit your question and we will do all we can to answer it as quickly as possible

Please be aware that these answers can only be generic and no personal recommendations can be made.

How can I secure a mortgage on temporary contract work?

Posted on 24 February 2008

Hi Katie, my partner and I are considering moving house. I own our present home and have about £32,000 left to pay on the present mortgage. I would expect to sell for about £100,000. We hope to borrow about £100,000 for any new...

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Category: Temporary employment

Would a lender consider us for a re-mortgage if I'm not on a permanent contract?

Posted on 18 September 2007

My partner and I are looking to re-mortgage our house. I have been with my present employer 6 months and have just completed my probationary period. I have to complete another 6 months before I get my permanent contract, before...

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Category: Temporary employment

Answers provided in response to Ask the experts are based on the information provided and do not constitute advice under the Financial Services & Markets Act. They reflect the personal views of the authors and do not neccessarily represent the views, positions, strategies or opinions of John Charcol Limited. All comments are made in good faith, and John Charcol Limited will not accept liability for them.

We recommend you seek professional advice with regard to any of these topics where appropriate.

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