Ray Boulger's Blog
Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market. Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.
Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.
Posted on 4 July 2009 by
The Bank of England announced yesterday that Housing Equity Withdrawal in the first quarter of 2009 was -£8.1bn. This figure has now been negative for 4 quarters, rising each quarter, although the figure for the first quarter of...
Category: Interest rates, Mortgages, Personal finance, Property market
Posted on 3 July 2009 by
The Nationwide House Price Index – The Real Figures v the Seasonally Adjusted OnesMonthAverage price (£)Real ChangeSeasonally Adjusted ChangeDifference2008Jan180,473- 0.9%- 0.6%+ 0.3% Feb179,358- 0.6%- 0.9%-...
Category: Interest rates, Mortgages, Property market
Posted on 10 June 2009 by
Following my blog a couple of days ago warning of imminent fixed rate mortgage increases Yorkshire Building Society yesterday announced increases of between 0.2% and 0.5% and today Nationwide has announced some massive...
Category: Bank of England, Interest rates, Mortgages
Posted on 8 June 2009 by
Today saw another sharp rise in gilt yields at the short end of the market, although there was a marginal fall in yields at the long end. The yield on 2 – 4 year gilts rose by around 0.15%, with the obvious knock on effect on...
Category: Bank of England, Interest rates, Mortgages, Property market
Posted on 4 June 2009 by
Today’s decision by the MPC to leave Bank Rate and the Quantitative Easing programme unchanged was widely expected but next month the committee will have to consider whether to utilise the final £25bn The Chancellor has...
Category: Bank of England, Interest rates, Mortgages, Property market
The blog postings on this site solely reflect the personal views of the authors and do not neccessarily represent the views, positions, strategies or opinions of Charcol Limited. All comments are made in good faith, and neither Charcol Limited nor Ray Boulger will accept liability for them.
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