Ray Boulger's Blog

Ray Boulger

Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market.  Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.

Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.


Posted on 23 April 2008 by Ray Boulger

Earl Shilton Building Society has announced today it is cutting its standard variable rate by a parsimonious 0.05% to 7.35%.

Although several lenders have still not announced any cut at all in their SVR following this month’s...

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Category: Interest rates, Mortgages

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Posted on 21 April 2008 by Ray Boulger

In yesterday's "Sunday Programme" on GMTV Vince Cable repeated his claim that the current problems in the UK mortgage market have been caused by "irresponsible lending." He is wrong about this and it is disappointing that a...

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Category: Bank of England, Mortgages, Property market

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Posted on 9 April 2008 by Ray Boulger

Alistair Darling was interviewed on the Today programme this morning and announced that he was appointing Sir James Crosby, ex HBOS chief executive, to chair a Review examining how to boost confidence in the rapidly shrinking...

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Category: Bank of England, Mortgages, Property market

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Posted on 7 April 2008 by Ray Boulger

Abbey, the last lender to remain in the 100% market for any creditworthy customer without a parental guarantor or on a special scheme, is pulling out from 22.00. tomorrow.

The only lenders still offering 100% mortgages in all or...

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Category: Interest rates, Mortgages, Property market

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