Ray Boulger's Blog
Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market. Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.
Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.
Posted on 19 September 2008 by
GE Money’s 2 mortgage brands, First National and igroup, sent us emails yesterday evening saying that they were going to put two fingers up at the FSA’s mandatory Treating Customers Fairly (TCF) policy. They didn’t of course...
Category: Mortgages, Regulation
Posted on 18 September 2008 by
Despite today’s massive co-ordinated central bank action to pump dollars into the markets the continued extreme liquidity pressures deteriorated further. This is evidenced by another sharp rise in 3 month Libor, which...
Category: Interest rates, Mortgages, Property market
Posted on 18 September 2008 by
Freddie Mac reported today that the average rate for 30 year fixed rate mortgages fell further this week to stand at 5.78%, down from 6.35%just prior to the Fannie & Freddie nationalisation and the lowest rate since Feb 14. It...
Category: Interest rates, Miscellaneous, Mortgages
Posted on 7 September 2008 by
On the Andrew Marr show this morning Ed Balls said he understood the Crosby Report was on The Chancellor's desk. On that basis we ought to start getting leaks soon from the Government on any proposals they want to float as being...
Category: Bank of England, House and home, Mortgages, Property market
Posted on 4 September 2008 by
With the Bank of England deciding to leave Bank Rate unchanged @ 5% today the focus will increasingly be on how long we will have to wait for the next cut. After The Chancellor’s frank comments at the weekend that Britain is...
Category: Bank of England, Interest rates
The blog postings on this site soley reflect the personal views of the authors and do not neccessarily represent the views, positions, strategies or opinions of Charcol Limited. All comments are made in good faith, and neither Charcol Limited nor Ray Boulger will accept liability for them.
Categories
- Bank of England (38)
- Buy to let (7)
- HIPs (15)
- House and home (43)
- Interest rates (47)
- Miscellaneous (19)
- Mortgages (64)
- Personal finance (19)
- Property market (66)
- Regulation (18)
Archive
- December 2008 (1)
- November 2008 (6)
- October 2008 (5)
- September 2008 (9)
- August 2008 (2)
- July 2008 (9)
- June 2008 (3)
- May 2008 (1)
- April 2008 (4)
- February 2008 (4)
- January 2008 (2)
- December 2007 (1)
- November 2007 (3)
- October 2007 (6)
- September 2007 (9)
- August 2007 (7)
- July 2007 (15)
- June 2007 (11)
- May 2007 (19)
- April 2007 (3)