Ray Boulger's Blog
Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market. Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.
Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.
Posted on 26 March 2009 by
Following the U.S. government’s plan push mortgage rates lower by increasing their purchases of mortgage backed securities as well as Treasury Bonds the traditional 30 year fixed mortgage rate fell today to 4.85%, the lowest on...
Category: House and home, Interest rates, Mortgages, Property market
Posted on 25 March 2009 by
Woolwich are reducing the rates on some of their mortgages tomorrow, with their best fixed rate being a 4 year fix for LTVs up to 60% at 3.99%. This is the market leading 4 year fixed rate, although it is only available for...
Category: Bank of England, Interest rates, Mortgages
Posted on 24 March 2009 by
On an annual basis the February CPI index, announced this morning, increased from 3% to 3.2% and the RPI fell by just 0.1% to zero. These figures came as a big shock to the market as UK economists had all forecast CPI would fall...
Category: Bank of England, Interest rates, Mortgages
Posted on 17 March 2009 by
John Charcol has issued the following press release today on the FSA's crackpot idea to limit mortgages to 3 times income, regardless of borrowers' ability to afford more or the level of interest rates:
Commenting on...
Category: Mortgages, Property market, Regulation
The blog postings on this site solely reflect the personal views of the authors and do not neccessarily represent the views, positions, strategies or opinions of Charcol Limited. All comments are made in good faith, and neither Charcol Limited nor Ray Boulger will accept liability for them.
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