Ray Boulger's Blog
Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market. Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.
Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.
Posted on 29 May 2009 by
The Nationwide House Price Index – The Real Figures v the Seasonally Adjusted OnesMonthAverage price (£)Real ChangeSeasonally Adjusted ChangeDifference2008Jan180,473- 0.9%- 0.6%+ 0.3% Feb179,358- 0.6%- 0.9%-...
Category: House and home, Property market
Posted on 28 May 2009 by
The logic of Santander’s announcement to rebrand all their UK branches (Abbey, Alliance & Leicester and Bradford & Bingley) as Santander is obvious and when the integration has been completed will have clear benefits for those...
Category: Buy to let, Miscellaneous, Mortgages
Posted on 22 May 2009 by
Today’s Metro has an article (p.4) about the number of births and deaths in England & Wales. Sourcing the Office for National Statistics it says that in 2008 there were 708,708 live births and that “the death rate for both men...
Category: Bank of England, Miscellaneous, Mortgages
Posted on 14 May 2009 by
At Tuesday’s FSA Conference Managing Director Jon Pain said that a lot of self certification mortgages lent by specialist lenders has led to large numbers of arrears and frauds. If the FSA failed to recognise “large numbers of …...
Category: Mortgages, Regulation
Posted on 13 May 2009 by
At the FSA Conference yesterday Lord Turner said "so should the FSA end up recommending limits to LTV or LTI – the headline issue on which the debate about the future of the mortgage market sometimes focuses? I do not at...
Category: Mortgages, Regulation
The blog postings on this site solely reflect the personal views of the authors and do not neccessarily represent the views, positions, strategies or opinions of Charcol Limited. All comments are made in good faith, and neither Charcol Limited nor Ray Boulger will accept liability for them.
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