Ray Boulger's Blog

Ray Boulger

Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market.  Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.

Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.


Posted on 24 November 2008 by Ray Boulger

Most of the positive aspects of the Pre Budget Report (PBR) had been well leaked, but many of the negatives were worse than expected. For example leaking the 2.5% VAT cut, leading to anticipation that the cost of fuel, alcohol...

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Category: House and home, Mortgages, Personal finance, Property market

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Posted on 24 November 2008 by Ray Boulger

Stabilising the property market is critical to restoring confidence in both consumers and banks/building societies. One simple way to help achieve that would be a temporary suspension of all stamp duty. The following article...

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Category: House and home, Personal finance, Property market

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Posted on 19 October 2008 by Ray Boulger

Less than 2 weeks ago our Government transferred the £2.5bn worth of retail deposits held by 160,000 UK customers in Icelandic bank Kaupthing Edge to ING. It also arranged for the transfer to ING of £538m of deposits held by...

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Category: Miscellaneous, Mortgages, Regulation

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Posted on 9 October 2008 by Ray Boulger

Iceland has just announced that it has suspended all trading on its Stock Exchange until Monday.

This suggests to me there is going to be a really major announcement at the weekend. At best perhaps devaluation but possibly...

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Category: Miscellaneous

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Posted on 7 October 2008 by Ray Boulger

In a speech to the National Association for Business Economics in Washington today Federal Reserve Chairman Ben Bernanke signalled the Fed was ready to cut interest rates in the light of worsening conditions in the credit...

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Category: Bank of England, Interest rates

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