Ray Boulger's Blog

Ray Boulger

Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market.  Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.

Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.


Posted on 7 October 2008 by Ray Boulger

Reuters is reporting that Landsbanki has been put in receivership www.reuters.com/article/rbssFinancialServicesAndRealEstateNews/idUSSAT00564820081007

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Category: Miscellaneous, Personal finance

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Posted on 7 October 2008 by Ray Boulger

Icesave suspended all transfers in and out of their ISAs and other accounts from 7.00. this morning. The following statement is on their web site:

We are not currently processing any deposits or any withdrawal requests through...

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Category: Miscellaneous, Personal finance

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Posted on 19 September 2008 by Ray Boulger

GE Money’s 2 mortgage brands, First National and igroup, sent us emails yesterday evening saying that they were going to put two fingers up at the FSA’s mandatory Treating Customers Fairly (TCF) policy. They didn’t of course...

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Category: Mortgages, Regulation

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Posted on 18 September 2008 by Ray Boulger

Despite today’s massive co-ordinated central bank action to pump dollars into the markets the continued extreme liquidity pressures deteriorated further. This is evidenced by another sharp rise in 3 month Libor, which...

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Category: Interest rates, Mortgages, Property market

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Posted on 18 September 2008 by Ray Boulger

Freddie Mac reported today that the average rate for 30 year fixed rate mortgages fell further this week to stand at 5.78%, down from 6.35%just prior to the Fannie & Freddie nationalisation and the lowest rate since Feb 14. It...

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Category: Interest rates, Miscellaneous, Mortgages

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