Ray Boulger's Blog

Ray Boulger

Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market.  Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.

Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.


Posted on 16 July 2008 by Ray Boulger

Answer. If you are thinking its when the description is being written by an over zealous estate agent you would be wrong. That would in any case contravene the Property Misdescriptions Act 1991.

However, mortgage lenders aren’t...

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Category: House and home, Mortgages, Property market

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Posted on 16 July 2008 by Ray Boulger

If you thought yesterday’s UK CPI figures, up from May’s 3.3% to 3.8% p.a. (compared to a consensus forecast from economists of 3.6%) were bad take a look at the US CPI announced today. Consumer prices in the US increased by a...

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Category: Bank of England, Interest rates, Mortgages

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Posted on 14 July 2008 by Ray Boulger

Alliance & Leicester’ (A&L) proposed take over by Santander is bad news for borrowers in so far as it almost certainly means there will be less choice in future because there will be one less brand in the marketplace. However,...

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Category: Bank of England, Miscellaneous, Mortgages

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Posted on 5 July 2008 by Ray Boulger

In her "Jessica Investigates" page of today's Daily Telegraph Jessica Gorst-Williams replies to 7 readers' letters complaining about financial institutions. Of these over 50% (4 to be precise) were complaints about Abbey.

I...

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Category: Miscellaneous, Mortgages, Personal finance

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Posted on 4 July 2008 by Ray Boulger

We have seen some interesting pricing moves in the mortgage market over the last couple of days – some good news and some bad but more good than bad.

Dunfermline B S has increased its SVR by 0.15% to 7.29% and introduced a 1%...

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Category: Interest rates, Mortgages

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