Ray Boulger's Blog

Ray Boulger

Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market.  Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.

Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.


Posted on 25 January 2010 by Ray Boulger

Bank of China (UK) has an advert on p.9 of Metro today promoting its Bank Rate + 2.3% lifetime tracker, available up to 75% LTV. If one assesses competitiveness purely on rate and ignores the criteria this rate is market leading...

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Category: Bank of England, Interest rates, Mortgages, Regulation

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Posted on 14 January 2010 by Ray Boulger

Rasmussen (One of the top USA polling companies) yesterday released its latest findings on what US consumers think about their housing market and it is not positive news.

They have little confidence in the housing market, either...

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Category: Bank of England, House and home, Interest rates, Property market

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Posted on 5 November 2009 by Ray Boulger

With today’s Bank Rate decision a forgone conclusion, the only question we had to wait until midday to get the answer to was whether the MPC would extend the Quantitative Easing (QE) programme and, if so, by how much. The...

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Category: Bank of England, Interest rates, Mortgages

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Posted on 30 October 2009 by Ray Boulger

Nationwide’s “Real” House price Index increased by 0.1% in October, compared to the more widely reported 0.4% seasonally adjusted rise. This is the smallest monthly rise since the market bottomed out in February but nevertheless...

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Category: Bank of England, Mortgages, Property market

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Posted on 9 October 2009 by Ray Boulger

Nationwide’s “Real” House price Index increased by 0.9% in September, almost the same as August’s 1.0% rise. The seasonally adjusted figure for September was very similar at + 0.9%, leaving the cumulative difference between these...

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Category: Bank of England, Interest rates, Mortgages, Property market

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