Ray Boulger's Blog
Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market. Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.
Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.
Posted on 28 November 2008 by
Nationwide have today announced that from 1 December they will no longer allow any new borrowing by either existing or new customers on their Standard Variable Rate, which they call Base Mortgage Rate (BMR). The only situation in...
Category: House and home, Interest rates, Mortgages, Regulation
Posted on 27 November 2008 by
Today’s announcement from Nationwide of their House Price Index for November showed a real fall of only 0.3% on the month, although the doctored (or seasonally adjusted to use the technical term) fall headlined by Nationwide was...
Category: Bank of England, House and home, Interest rates, Mortgages, Property market
Posted on 24 November 2008 by
Most of the positive aspects of the Pre Budget Report (PBR) had been well leaked, but many of the negatives were worse than expected. For example leaking the 2.5% VAT cut, leading to anticipation that the cost of fuel, alcohol...
Category: House and home, Mortgages, Personal finance, Property market
Posted on 24 November 2008 by
Stabilising the property market is critical to restoring confidence in both consumers and banks/building societies. One simple way to help achieve that would be a temporary suspension of all stamp duty. The following article...
Category: House and home, Personal finance, Property market
Posted on 7 September 2008 by
On the Andrew Marr show this morning Ed Balls said he understood the Crosby Report was on The Chancellor's desk. On that basis we ought to start getting leaks soon from the Government on any proposals they want to float as being...
Category: Bank of England, House and home, Mortgages, Property market
The blog postings on this site soley reflect the personal views of the authors and do not neccessarily represent the views, positions, strategies or opinions of Charcol Limited. All comments are made in good faith, and neither Charcol Limited nor Ray Boulger will accept liability for them.
Categories
- Bank of England (38)
- Buy to let (7)
- HIPs (15)
- House and home (43)
- Interest rates (47)
- Miscellaneous (19)
- Mortgages (64)
- Personal finance (19)
- Property market (66)
- Regulation (18)
Archive
- December 2008 (1)
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- September 2008 (9)
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- July 2008 (9)
- June 2008 (3)
- May 2008 (1)
- April 2008 (4)
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- January 2008 (2)
- December 2007 (1)
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- October 2007 (6)
- September 2007 (9)
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- July 2007 (15)
- June 2007 (11)
- May 2007 (19)
- April 2007 (3)

