Ray Boulger's Blog
Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market. Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.
Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.
Posted on 28 November 2008 by
Nationwide have today announced that from 1 December they will no longer allow any new borrowing by either existing or new customers on their Standard Variable Rate, which they call Base Mortgage Rate (BMR). The only situation in...
Category: House and home, Interest rates, Mortgages, Regulation
Posted on 27 November 2008 by
Today’s announcement from Nationwide of their House Price Index for November showed a real fall of only 0.3% on the month, although the doctored (or seasonally adjusted to use the technical term) fall headlined by Nationwide was...
Category: Bank of England, House and home, Interest rates, Mortgages, Property market
Posted on 26 November 2008 by
George Osborne was wrong today to criticise Northern Rock for increasing their fixed rates by 0.2 – 0.3%. For such criticism to be fair it is necessary to take account of how competitive their previous deals were and likewise how...
Category: Bank of England, Interest rates, Mortgages, Property market
Posted on 7 October 2008 by
In a speech to the National Association for Business Economics in Washington today Federal Reserve Chairman Ben Bernanke signalled the Fed was ready to cut interest rates in the light of worsening conditions in the credit...
Category: Bank of England, Interest rates
Posted on 18 September 2008 by
Despite today’s massive co-ordinated central bank action to pump dollars into the markets the continued extreme liquidity pressures deteriorated further. This is evidenced by another sharp rise in 3 month Libor, which...
Category: Interest rates, Mortgages, Property market
The blog postings on this site soley reflect the personal views of the authors and do not neccessarily represent the views, positions, strategies or opinions of Charcol Limited. All comments are made in good faith, and neither Charcol Limited nor Ray Boulger will accept liability for them.
Categories
- Bank of England (38)
- Buy to let (7)
- HIPs (15)
- House and home (43)
- Interest rates (47)
- Miscellaneous (19)
- Mortgages (64)
- Personal finance (19)
- Property market (66)
- Regulation (18)
Archive
- December 2008 (1)
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