Ray Boulger's Blog
Ray Boulger is widely renowned as the guru of the mortgage industry and expert on the housing market. Ray is constantly called upon by the media to provide informed comment on all areas of the market, and is a regular on the BBC, Sky and ITV.
Last year, Ray was voted guru of the year at the Headlinemoney awards by all of the nation’s money and property journalists. As such, we thought it was high time that you had direct access to him. Ray’s blog will be updated most days so the knowledge just keeps on coming.
Posted on 28 November 2008 by
Nationwide have today announced that from 1 December they will no longer allow any new borrowing by either existing or new customers on their Standard Variable Rate, which they call Base Mortgage Rate (BMR). The only situation in...
Category: House and home, Interest rates, Mortgages, Regulation
Posted on 24 November 2008 by
Some of the key comments from Sir James Crosby in his Report, published today, are:
“I believe there is a strong case for intervention in mortgage finance markets.”“The real risk is that the shortage of mortgage finance now...
Category: Bank of England, Mortgages, Personal finance, Property market, Regulation
Posted on 19 October 2008 by
Less than 2 weeks ago our Government transferred the £2.5bn worth of retail deposits held by 160,000 UK customers in Icelandic bank Kaupthing Edge to ING. It also arranged for the transfer to ING of £538m of deposits held by...
Category: Miscellaneous, Mortgages, Regulation
Posted on 19 September 2008 by
GE Money’s 2 mortgage brands, First National and igroup, sent us emails yesterday evening saying that they were going to put two fingers up at the FSA’s mandatory Treating Customers Fairly (TCF) policy. They didn’t of course...
Category: Mortgages, Regulation
Posted on 27 February 2008 by
Extract from today’s HBOS report to the Stock Exchange with their 2007 figures:
"Regulatory intervention is an ongoing feature of UK retail banking and changes could affect the profitability of our business," the bank warned....
Category: Mortgages, Personal finance, Regulation
The blog postings on this site soley reflect the personal views of the authors and do not neccessarily represent the views, positions, strategies or opinions of Charcol Limited. All comments are made in good faith, and neither Charcol Limited nor Ray Boulger will accept liability for them.
Categories
- Bank of England (38)
- Buy to let (7)
- HIPs (15)
- House and home (43)
- Interest rates (47)
- Miscellaneous (19)
- Mortgages (64)
- Personal finance (19)
- Property market (66)
- Regulation (18)
Archive
- December 2008 (1)
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